Peter Charnetsky is a lawyer and retired Family Court Judge/Acting Supreme Court Justice. Peter has over 30 years of legal experience; 20 years of civil and criminal experience as a lawyer and 10 years of judicial experience.
From Battisti & Garzo, PC
What are my rights as a client of Battisti & Garzo, P.C.?
Using a Lawyer Means Better Insurance Settlements
There have been reports recently of insurance companies contacting accident victims immediately after an accident.The companies tell victims they want to help and ask them to quicky settle their claim. If you are in an accident and this happens to you, ask yourself who the insurance company is really trying to help?
In one case, insurance adjusters contacted a 70-year-old woman's family just hours after she was killed in a car accident. They tried to get a settlement before the family could even gather its thoughts. Fortunately, family members told the adjuster they had an attorney, and the adjuster quickly left. In another case, a Florida woman thought she could deal directly with the adjuster who called her right after her accident. But the adjuster is now accused of improperly obtaining information from the woman —information the insurance company is trying to use to lower the amount it pays.
Why are some insurance companies going to such lengths to persuade accident victims to not get a lawyer's help before settling a claim? Simply because they can settle claims for less money if the accident victim is not represented by a lawyer.
Lawyers help clients get all the money they are entitled to after an accident. Most accident victims don't know all their legal rights or all they are entitled to under the small print of an insurance policy. Because of this, getting a lawyer's advice before settling a claim is critical for an accident victim.
Insurance companies that try to disrupt this process sometimes suggest that using a lawyer won't help the accident victim get more money. But the insurance industry's own research proves the opposite is true. For car accidents, insurance industry research shows that the average accident victim receives more money for economic damages (like lost wages and medical expenses) when represented by a lawyer, even after deducting all costs. And when recoveries for pain and suffering are considered, the larger recoveries by accident victims use lawyers is significantly higher.
If you are in an accident, seek legal help immediately. A lawyer can advise you about all your rights as well as advise you about all insurance benefits you may be entitled to receive. Insurance industry research and common sense show that it is wise to consult a lawyer after an accident, and before settling an accident claim.
From Battisti & Garzo, PC
I’ve been arrested. What do I do?
We're here for you when you need us --24 hours a day--7 days a week. With our experienced criminal defense team on your side, you won't have to worry. Our team is highly qualified to handle any type of criminal case, whether it's a felony, misdemeanor, or violation. Call us at 877-724-8529
From Battisti & Garzo, PC
What can I expect from Battisti & Garzo, PC as my legal representation?
The attorneys at Battisti & Garzo , P.C. offer a wide range of legal experience that will benefit you as we handle your case. Our defense team is prompt, professional, and knowledgeable: We are dedicated to protecting your legal rights, and we will personally see your case through to the end. We pride ourselves on the fact that you will always be kept up-to-date on the status and resolution of your case. Call us today to schedule a free office consultation.
Do You Have Enough Uninsured Motorist Insurance?
Auto accidents involving drivers with no insurance or too little insurance are common. Victims of these accidents are often shocked to learn that they will recover little, if any, money for their injuries and losses. Fortunately, there is an inexpensive way for most people to avoid this tragic situation by having enough uninsured and underinsured motorists insurance. Here is a brief explanation of each.
* Uninsured motorists insurance. This protects you in the event a person who causes an accident and injures you has no insurance or is a hit-and-run driver. It lets you collect money from your own insurance company for your injuries and losses, including medical expenses, lost wages, and money for pain and suffering.
To benefit from this valuable protection, you must have it as part of your auto insurance policy.
Uninsured motorists insurance can be one of the best auto coverages you buy, as it provides a great deal ofprotection and usually at a low cost.
* Underinsured motorists insurance. This protects you in the event a driver injures you and does not have enough insurance to pay for all your injuries and losses. For example, he or she may carry only the minimum amount of insurance required by law, but it may not be enough to cover all your injuries and losses. Your underinsured motorists insurance will protect you so that you will be fully compensated for your injuries and losses (up to the amount of your coverage).
Underinsured motorists insurance also must be part of your own auto insurance policy. It is also usually inexpensive. You should immediately review your auto insurance policies to make sure you have enough uninsured and underinsured motorists insurance. These types of insurance can make the difference between recovering money for all your injuries and losses in the event of a car accident with an uninsured or underinsured driver. If you have any questions about these or other auto coverages, contact your lawyer.