(WBNG Binghamton) October 15 marks the beginning of the enrollment period for Medicare.
Up until December 7, seniors can choose from a number of Medicare plans for their insurance or keep their existing plan.
Each choice carries slightly different benefits, so expert Tom Julian of Fidelis Care said it's important that people take time to look at their options.
Some plans may have changed since the previous year.
Julian said it's important for people to evaluate their individual health needs as well.
"So someone who was just on blood pressure, now they're on cholesterol medicine. Or they might have a touch of diabetes," Julian said. "So it doesn't hurt to take a look at what you have and make an informed decision."
The best place for seniors to learn about any specific changes are at Medicare.gov.
Medicare plans are not connected with the new state health care exchanges including New York State of Health, the marketplace for New York State.